$249,700

Finding a brand-new DETACHED home in Chattanooga under $250,000 is hard enough. Finding one where construction is just beginning, you still have time to make your own selections, and eligible buyers may qualify for up to $21,000 in down payment assistance*? That's an opportunity worth paying attention to. Priced at $249,700,… Read More this brand-new 2-bedroom home in Somerville Cottages offers something increasingly difficult to find: the privacy and independence of a detached home, the confidence of new construction, and an attainable price point just minutes from downtown Chattanooga. Even better, construction is just getting started. Buy early enough and you'll still have the opportunity to select available colors, finishes and personal touches along the way. Rather than moving into someone else's version of a home, you can watch yours come together from the ground up and make it feel like your own before you ever receive the keys. At this price point, buyers are often asked to compromise. An older home may come with an aging roof, HVAC system, outdated finishes and expensive projects waiting around the corner. A quick renovation can leave questions about what was actually updated. Here, everything is new -- from the systems behind the walls to the finishes you see every day -- with the added peace of mind of a builder warranty. Inside, the thoughtful design makes every square foot count. Soaring ceilings, oversized windows and abundant natural light create a bright, open atmosphere, while the open-concept main level provides an inviting space for everyday living and entertaining. The kitchen features quartz countertops, modern cabinetry and stylish finishes that give the home a look and feel well beyond what you might expect at this price. Luxury vinyl plank flooring provides durability and easy maintenance, while two comfortable bedrooms and a beautifully finished full bathroom create a private retreat upstairs. Outside, a welcoming front porch gives you the perfect place for morning coffee, evening conversations or simply enjoying the neighborhood. For qualified buyers, there may be another significant advantage. This home meets the property requirements for the City of Chattanooga's Down Payment Assistance Program, which may provide eligible first-time homebuyers with up to $15,000 in City assistance. When combined with eligible THDA assistance, qualified buyers may be able to receive up to $21,000 in total down payment assistance.* Located in rapidly growing South Chattanooga, Somerville Cottages offers convenient access to downtown, Main Street, St. Elmo, Broad Street, Publix, the Tennessee Riverwalk and Chattanooga's newest stadium, along with restaurants, shopping, recreation and some of the city's most exciting new development. Brand-new. Detached. Two bedrooms. $249,700. The opportunity to make your own selections. And potential down payment assistance for qualified buyers. If you've been waiting for new construction that makes homeownership feel within reach, this is one you don't want to overlook. *Down payment assistance is not guaranteed. Buyer and property must meet applicable City of Chattanooga and/or THDA program requirements. Assistance amounts and availability are subject to program guidelines, funding and final approval. Buyer should verify eligibility and available assistance with a participating lender. Read Less

Courtesy of Christopher Todd, Rogue Real Estate Company llc.

Listing Snapshot

Days Online

Last Updated

Oct 24, 2026

Property Type

Single Family Residence

Beds

Full Baths

Partial Baths

Square Ft.

900

Year Built

2025

MLS Number

1540819

Additional Details

Appliances & Equipment

Water Heater, Microwave, Electric Range, Electric Oven, Disposal, Dishwasher

Building

Built in 2025, Living area: 900.0, Construction Materials: HardiPlank Type

Community

Curbs, Park, Sidewalks, Street Lights

Cooling

Central Air, Electric

Exterior Features

Patio/Porch Features: Front Porch, Porch - Covered, Garden, Rain Gutters

Floors

Luxury Vinyl

Foundation

Slab

Heating

Central, Electric

Home Owner's Association

Association Fee: $100, Fee Frequency: Monthly, Fee Includes: Maintenance Grounds, Amenities: Landscaping, Maintenance Grounds

Interior Features

Ceiling Fan(s), Double Vanity, Eat-in Kitchen, Granite Counters, High Ceilings, High Speed Internet, Pantry, Sitting Area, Tub/shower Combo, Walk-In Closet(s)

Laundry

Electric Dryer Hookup, Laundry Closet, Washer Hookup

Lot

Level, Views

Parking

Off Street, On Street, Parking Lot, Paved

Property

Mountain(s)

Roof

Shingle

Sewer

Public Sewer

Taxes

Additional parcels description:, Legal Description: TBD

Utilities

Sewer Connected, Water Connected, Underground Utilities, Water Source: Public

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4712 Abraham Street

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